Gifts that Return Income

You may wish to make a substantial gift to the Potomac Ridge Behavioral Health Foundation but feel you cannot afford to give up the annual income produced by the asset. Life-Income gifts allow you to make such a gift while retaining an income for your lifetime and providing you with tax savings. Here are two types of life-income strategies to consider:

• Charitable Gift Annuity
  $5,000 minimum* first gift
• Charitable Remainder Trust
  $100,000 minimum first gift

  * gifts of $1,000 or more can be added at anytime.

The benefits of each of these strategies varies, but they all offer many of the following attractive features:

• Income for life paid to you and/or another beneficiary, such as your spouse or another family member, or to a charitable organization like Potomac Ridge Behavioral Health;
• Increased income if a gift is made to a life income plan that produces a higher yield than the donated asset;
• Elimination of capital gains tax at the time of transfer if the asset is in the form of securities or real estate that have appreciated in value;
• An immediate federal income tax deduction for a portion of the value of the gift.

For more information about corporate and foundation giving opportunities, contact the Potomac Ridge Behavioral Health Foundation by e-mail at prbhfoundation@adventisthealthcare.com or phone 301-251-4677 or toll free at 1-800-204-8600 ext. 4677.